August 17, 2009

Savvy Spending

A couple of people have asked me how I "do it"...
And no, get your mind out of the gutter!! lol-
The discussion was about how to get what you want without sacrificing what you need.

I was a single mother of two, and now part of a blended family of 7 (5 kids & 2 Adults) with a mid-range salary, so needless to say I've had to find 20 different ways to stretch a dollar!!

I'm a brand name shopper who believes in Quality over Quantity, but I don't shop without a good deal (or sacrifice- depending on the purchase! lol)

Just thought I would share some of my tips & tricks, it's not 100% foolproof but maybe you will pick up an idea to expand your budget, or maybe you have some awesome tips and would like to share with me as well!! =)

Today's topic is groceries. Here goes...


Groceries:
I can never keep track of coupons (for food) if that's where you thought I was going. LOL
I actually have a more complex approach for groceries.

Keep in mind, I'm a "GRITS" (girl raised in the south) so this is based off of American/Southern food basics. It would be easy to make a similar list based off your own most frequently used items.

1. Keep staples in your house at all times-
I PROMISE you will use at least ONE of these a day. Even if you don't have any other groceries, you can make a meal out of these alone!!
This list totals to around $25

-bread [$1.50]
-butter [$2]
-sugar [$1.50]
-all purpose flour [$1.50-$2]
-milk [$2-$4]
-eggs [$1-$2]
-potatoes [$2-$4]
-onion [$2-$3]
-ketchup/tomato sauce [$1.50]
-mayo [$1.50]
-cream of chicken soup [$1]
-cream of mushroom soup [$1]
-crackers (saltine or ritz) [$2-$3]
-for my southerners - Lipton Tea Bags for brewing Ice Tea [$2]

2. Try to plan your week's menu around the same key ingredients so you don't have to buy a whole bunch of different things.
Example: canned tomatoes can be used in spaghetti, enchiladas, beef/vegetable soup and gumbo (among other things). One large family can is $1.80, which can suffice for two meals.

3. Cook enough to have leftovers to take to work the next day.
Eating out at work is the NUMBER ONE "wallet-killer"!!
The money you would spend on ONE meal eating out is the equivalent of two packs of dinner meat (or a romantic steak for 2 dinner at home!)

Also make sure you are making meals that carry well to work. Save items that don't "rollover" for Friday nights.
Example: Tacos/Nachos, Fish & soups aren't easy to take as leftovers. Save these types of meals for Friday nights and weekends.

4. Gadgets make life easy!!
You may be thinking, how will I ever find time to cook dinner when I get off of work?! Sorry, you get NO sympathy from me! I work 8-5pm, have a 2hr commute, children with bathtimes & homework, and my own shows I like to watch too. If I can make dinner every night, so can you!
These are kitchen gadgets that I would NOT be able to do it without though!!
Any time I give a housewarming gift, I pick one of these items b/c I know how nifty they can be!


Griddle- I make ALL breakfasts with this gadget, I also use it to sear meat before cooking in the oven so it doesn't dry out, and it's great for sauteed veggies as well. You can get the basic size from Walmart or any other all purpose store for about $29. Larger sizes are $40-50, which is what I need to upgrade to considering the number of ppl I'm usually cooking for!


Slowcooker/Crockpot- My mom gave me one when I turned 18 and moved out. I have always had one since! The one I have now only has 3 legs (LOL), so it's time for an upgrade on this too- but it just proves how useful it is.
The great thing about this is, you never actually have to COOK anything. Just throw all the ingredients in and it cooks all day on a low heat setting (which is impossible to burn!)
You can use it to make a main course, appetizer, or one pot meal.
Great for any type of meat (will have meat so tender it falls off the bone!), Spaghetti/Chili are delicious when slow cooked.
You can get a million different meal ideas at www.slowandsimple.com.
Crockpots can also be found at places like Walmart, ranges from $25 to $50 depending on the settings. 5 to 6 quart is the size you would need for a complete meal. You can get the basic with three heat settings (keep warm, low & high), or you can also get more high tech digital slowcookers that allow you to set a timer. If you have a long commute like me, the extra $$ for the digital slowcooker is worth the investment b/c most of your meals will be overcooked by the time you get home.


Rice Cooker
My Asian Friends, I KNOW you have this item ON LOCK (LOL!!), so you can skip over this one! My American Friends, get a rice cooker! I know most American meals don't call for rice (unless you are making cajun or low country), but rice is a great side filler for meals or soups, it's inexpensive and it feeds many!!
This rice cooker is $24.88 at Walmart, but you can get larger sizes and more features with more expensive versions.

5. Where to shop for what
Some places have great prices for meats, but screw you on other items. Because of my commute, I pass almost every store on the way home, and some items I purchase on my lunch hour (depending on whether it needs to be refridgerated)
I also designate days to purchase different items if I can't get it done on the weekend. For example, Tuesdays I go to the asian market for fresh meat and veggies, Wednesday I go to Kroger for their 10 for $10 deals, Thursday I stop at Sam's Club for bulk TP, Paper Towels & laundry detergent.
Here's what I've found to be the best shopping combinations:

Asian/Farmer's Markets: have the best deals on meats and fresh vegetables. There are a ton of local farmer's markets in every major city so this isn't an unattainable place for most ppl. You DO get price-robbed for toiletries and staples at these places though (so pick up windex and ketchup somewhere else!)

KROGER: Occasionally they will have a meat special, but most of the time I only go to Kroger for their $10 for $10 deals. This special has certain items for $1 each! Example: canned veggies, flour, sugar, liquid hand soap and other basics. Also the more points you build on your Kroger plus card, you can save $0.10 a gallon on gas if you use Kroger gas stations.

PUBLIX Rarely ever have good prices on meat OR veggies, but they have a lot of buy one get one free sales on other items. Example: cereal, bread, pasta sauce, salad dressing, etc. This is also the best place for Kids Lunch items!!
Today I bought Ritz Cheese Sandwiches and Teddy Grahams for Sarina's lunch- buy one get one free!!

WALMART I know there is a lot of hype around their groceries being cheap, but don't be fooled! You will get better deals on meat and veggies at the farmer's market. Walmart IS great for non-perishables and toiletries.
Use this place for non/p items like Mac & Cheese packs, dry beans, pasta, cereal and also toiletries- mouthwash, toothpaste, deodorant, household cleaners, etc.

Warehouse Membership Shopping: Costco, BJs, Sam's Club, etc.
YES, you can AlWAYS get great deals on places like these, but do you really need everything in bulk?
Normally when I go to Sam's or Costco, I'm only buying a couple of items.
These are my favorites for Warehouse Shopping:
Bottled water, toilet paper, laundry detergent, and CLOROX Bleach for Trail's obession for cleaning countertops 5 times a day! (haha)

August 11, 2009

40 Wardrobe Basics

Okay, as promised, I looked at my old list and revised some items.
I didn't have time to do the combinations yet, or provide with pictures/examples, but that sounds like a fun project for later on.

Anyways, here goes!!
I used black and gray as my staples b/c those are the colors I wear most often. If you generally wear warmer tones, substitute black and gray with brown & navy or olive as your basics.

Good Color Compliments for Black & Gray
Pop Colors: Fuschia, Plum, Royal Blue, Teal
Pastel Colors: Ice Blue, Lavender, Pink

Good Color Compliments for Brown & Navy
Pop Colors: Butter Yellow, Deep Red, Sienna Orange, Hunter Green
Pastel Colors: Light Gold, Peach/Coral, Seafoam Green

40 WARDROBE ESSENTIALS

Section 1- Tops
1. Crisp white shirt
2. Crisp black shirt
3. Pinstripe shirt
4. Silk Blouse
5. Blazer
6. Cardigan
7. Mock Turtleneck
8. Pop Color [your choice of style]
9. Pastel Color [your choice of style]
10. Trench coat

Section 2- Bottoms
11. Pinstripe Pants
12. A-Line/Full Skirt
13. Dark skinny denim
14. Black Pencil Skirt
15. Trouser style denim
16. Gray dress pants
17. Black dress pants
18. Gray pencil skirt
19. wide leg pants
20. black leggings

Section 3- Dresses
21. Sheath Dress
22. Sweater Dress
23. Shirt Dress
24. Long Tunic/ Kimono Style
25. Black/White Pattern Dress

Section 4- Shoes
26. Black Pumps
27. Black patent loafers
28. Black boots
29. Gray pumps
30. Gray boots
31. Nude shoes [your choice of style]
32. Jewel tone shoes [your choice of style]

Section 5- Accessories
33. Cinch belt
34. Scarves [assorted colors]
35. Skinny belt
36. Stud Earrings
37. Necklaces [assorted styles]
38. Watch
39. Black Sunglasses
40. Coach Bag!! =)

August 10, 2009

Work Wardrobe Essentials- Style Combos

YAY!! WE GOT A NEW DRESS CODE POLICY AT WORK!!

Puhahahaha, I know my thought process is difficult to understand (except by Lyn)-
But I HEART structure!! LOL
Organized lists, detailed to-do projects, powerpoint presentations & illustrated reports ROCK!
I am a CAPRICORN in the truest sense!

And NOW we get more strict on our Business Casual policy. =)

No, we aren’t strictly Business Attire YET, and though I love that idea I couldn’t afford a closet full of suits right now.
But since our dress code policy had never previously been established (small company), many employees (I’m guilty too!) began to take advantage and dress more comfortable than norm for an office. We interact with clients over the phone, so it was more lenient.
Now we are expanding from a smaller company, to a more formal business environment, with potential and perpetual clients in and out on a daily.

This gives me the opportunity to clean house if you will, and of course… GO SHOPPING!! =)

It reminded me that long ago I created a “work wardrobe essentials” list for myself & girlfriends. I searched my old emails and found it!!
Haha, kinda funny that even 3-4 years later- all of these items are still wearable.

Tonight I'm going to revise and update some things then post a new version tomorrow.
Hope this helps out my corporate ladies!! Have a great Monday!


-------------------------------------------

So most of you who know me pretty well know that I'm walking a fine line between genius and insanity...
(LOL- but it's true)
But you also know that I am an obsessive/compulsive list maker who has lists for her lists. (And I'm PROUD of it too!)

Anyways, I did one of my CRAZY lists last night after a convo with Lyn and this list actually doesn't seem that crazy!
Thought I would share…

The conversation was about how working in the office world you have to look professional and exude a certain polished air to gain the respect you deserve (especially YOUNG FEMALE MINORITIES who are attractive).

But often times your budget- when allotting for rent [now- mortgage!], a car note, credit cards, KIDS (God bless you)- isn't very compatible with the look you need to put together.

So I took 15 basic work wardrobe essentials and switched around combinations to make an ENTIRE MONTH'S work wardrobe NEVER wearing the exact same thing!

The items that don't have a color listed can be adjusted to your style, and this would work with whatever budget.
YOU determine whether your white shirt is from Target or Nanette Lepore, but either way you'll be totally outfitted for your CAREER!! =)

And now that you have the wardrobe figured out, you can spend more time ACTUALLY working (or surfing myspace- haha)! <<<<------ [note, I guess this should be changed to facebook now!!! lol]


Wardrobe Essentials:
1. Crisp white shirt
2. Black Pencil Skirt
3. Black Blazer Jacket
4. Black Dress Pants
5. Black Leggings
6. Black Pumps/Stilettos
7. Long Tunic Sweater
8. Black Boots
9. Gray Cardigan
10. Dress- Black/White Pattern
11. Jeans- Dark/ Skinny Fit
12. Mock Turtleneck
13. Ruffled Blouse
14. Wide leg pants
15. Dark Jeans- Bootcut or Trouser Style

Work Week Combinations:


Week 1

Monday: 5-7-8 black leggings, long tunic sweater, black boots
Tuesday: 1-2-6 white shirt, pencil skirt, black pumps
Wednesday: 4-9-8 dress pants, gray cardigan, black boots
Thursday: 3-10-8 blazer, dress, black boots
Friday: 11-13-8 skinny jeans, ruffle blouse, black boots


Week 2

Monday: 3-1-4-6 blk blazer, whte shirt, dress pants, black pumps
Tuesday: 9-2-6 gray cardigan, black pencil skirt, black pumps
Wednesday: 5-10-6 dress, leggings, stilettos
Thursday: 13-14-8 ruffled blouse, wide leg pants, black boots
Friday: 15-6-12 bootcut or trouser jeans, black pumps, t-neck


Week 3

Monday: 7-14-6 tunic sweater, wide leg pants, pumps
Tuesday: 3-10-6 blazer, dress, pumps
Wednesday: 12-2-8 t-neck, pencil skirt, black boots
Thursday: 9-4-6 gray cardigan, black pants, pumps
Friday: 1-11-8 white shirt, skinny jeans, black boots


Week 4

Monday: 13-2-6 ruffled blouse, gray pencil skirt, pumps
Tuesday: 9-10-8 gray cardigan, dress, black boots
Wednesday: 12-4-8 t-neck, black pants, black boots
Thursday: 3-14-6 black blazer, wide leg pants, black pumps
Friday: 15-7-8 long tunic sweater, trouser/bootcut jeans, blk boots

August 5, 2009

Cocktail Mix for Wedding Favors- Yay or Nay?

Okay, getting to the point where I need to have a set budget and an idea of what I want our wedding to be like.

Came across these wedding reception favors.
Cocktail Infusions= HOW CUTE?!!!!
They are little mix drink satchels that you put into your cup and then add alcohol of your choice for a custom mix drink!! Like a Bartender in a box! haha







This is an original USEFUL gift idea. Much more creative than a candle or mini box of mints...
But is it cliche to assume that EVERYONE attending the wedding drinks alcohol? lol
Hmmm, I really like these though...

August 4, 2009

Fall Fashion Love - Blazigans!! =D

Deconstructed Blazers and Cardigans= BLAZIGANS??
haha That's my new word!! Called it!!

I love these new Blazer/Cardigan hybrids!!
They have the look of a jacket, but soft pliable fabric textures.
Looks super comfy and cute!!
Come on LOTTO!! hehe, I want them ALL!!









August 3, 2009

bebe fragrance is back!



happy, happy, joy, joy!!
One of my fav fragrances [bebe] of all time is coming back!!
They broke my heart when I ran out of my last bottle and found out it had been discontinued!
If you like Earthy, sensual scents- (reminiscent of Prada) then you will love this perfume.
Countdown is ON!! =D